What Is the Hearod-Lyons Coverage Checklist and How Can It Help You to Find Hidden Gaps in Your Insurance Protection?
I would like to share with you an important service we offer to our policyholders that can help you discover the hidden gaps in your insurance protection.
The first step necessary to discover potential gaps in your insurance protection is to dismiss the belief that insurance policies provide universal protection for every possible event.
The second necessary step is to realize that insurance policies are not identical between companies and there can be significant differences in coverage even if the limits of liability and deductibles are the same!
A well-known company had been running advertisements on television stating that insurance coverage is identical between companies, with the only difference being the price you pay.
This is absolutely not true and misleading.
Insurance coverage can differ from company to company by means of the fine print in the insuring agreement.
For example did you know that one insurance company excludes coverage if an unlicensed driver operates your car even without your permission and wrecks it?
Yet another insurance company may cover the accident!
What about homeowners insurance?
Did you know some companies automatically exclude coverage to personal property damaged because of a sewer backup claim despite the fact you may have endorsed on your policy a water back rider?
Other insurance companies will extend coverage to personal property damaged by a sewer back up claim.
This is Why You Can’t Assume Coverage is Identical Between Companies.
Our coverage checklist will take you step-by-step through a number of different situations or scenarios that are not usually discussed by insurance agents or company personnel when you buy insurance direct.
A cheap price on insurance without any advice can be detrimental to your financial situation at claims time.
This is Why You Should Choose Hearod-Lyons Insurance:
If you decide to allow our agency to care for your insurance we will provide the Hearod-Lyons Coverage Checklist to you at no cost that identifies over 60 different common gaps in insurance protection that you might not even be aware of.
Any potential gap in coverage could cost you tens of thousands of dollars out of pocket.
Call today to discuss your need and learn why we may be the best agency to care for your insurance needs.
Need More Proof We May Be the Best Agency to Care for Your Insurance Needs?
Landlord Insurance Rayne – Great Rates Can Be Found Here! If you own any type of investment properties in Louisiana including single-family residential units or apartment buildings and you’re looking for superior rates and coverage on Landlord Insurance in Rayne Louisiana or the surrounding areas make sure to reach out to the Landlord Specialist at […]
Landlord Insurance Kaplan Louisiana – Great Coverage is Available! Do you own single-family homes or apartment buildings for rent in Kaplan Louisiana or the surrounding areas? Are you looking for Landlord Insurance in Kaplan Louisiana? Call Hearod-Lyons Insurance Group at 800-228-8291 for the top rates, friendly service, and sound advice. Whether you rent out apartment complexes […]
Automobile Insurance Rayne Louisiana – Same Day Coverage! If you are searching for Homeowners or Automobile Insurance in Rayne Louisiana or the nearby areas you have found the right company! The Hearod-Lyons Insurance Group is a leading independent agency offering highly competitive rates on personal and commercial insurance in Louisiana and we offer same-day coverage. […]
Automobile Insurance Kaplan Louisiana – Better Coverage Awaits! Do you want better coverage, service, and pricing on Automobile Insurance in Kaplan Louisiana compared to what you have currently? If so then why not speak to the agents of Hearod-Lyons Insurance Group? Call us right now at 337-514-2153 and one of our friendly agents will be happy […]
What Is the Hearod-Lyons Coverage Checklist and How Can It Help You to Find Hidden Gaps in Your Insurance Protection? I would like to share with you an important service we offer to our policyholders that can help you discover the hidden gaps in your insurance protection. The first step necessary to discover potential gaps in […]