• The Hearod-Lyons Re-Shopping Service

    What Is Our Re-shopping Service and How Will It Keep Your Rates Low For Life?

    I’d like to tell you about a special service we offer through our agency that will help you keep your insurance premiums low for life. 

    This strategy is not offered by any of the companies you see advertising on television. It is a service we provide you free of cost if you decide to allow our agency to care for your insurance needs. 

    Why Do Insurance Companies Raise Prices? 

    The reason why insurance rates may have been increased is because the company you are insured with has simply paid out more money than what was anticipated for claims and losses and this is why you may get a rate increase from time to despite no tickets, accidents, or claims.   

    Here is a question you might be curious about. 

    How is it possible for one insurance company to have significantly better rates than another company? 

    Some companies advertising on television claim that because you buy insurance direct or online you will save money, is that true?   

    Not at all. 

    The insurance industry is very competitive and because of this reason insurance underwriters are constantly developing new insurance programs to attract what they believe will be the most profitable clients to their company. 

    I call this insurance pricing technique the Bait, Catch, and Switch Insurance Pricing Model. ™ 

    Many of us have probably heard the term bait and switch; this is how it works for insurance, step by step: 

    Insurance companies bait the water with cheap insurance rates.

    They catch new customers as they buy new insurance policies.

    Later the insurance company increases prices because of higher than anticipated claims and losses.  (Switch)

    This is exactly how every insurance company operates without any exception. 

    They lower prices to gain customers, and later raise prices hoping you either didn’t notice or you are simply too busy to shop around. 

    Because companies lower rates and then raise rates later we developed a special service for clients of our agency. 

    When You Purchase Insurance from Our Agency, This Is How We Help You Keep Low Rates for Life. 

    We have developed a re-shopping service for all of our clients. 

    When we receive your renewal declaration from your insurance company and we notice that your premiums have increased by 10% or more, we will automatically shop around for new insurance rates. 

    Or if it any time you would like us to shop around for new rates, simply call our office and speak with one of our licensed staff. We will gladly re-shop the market to determine if a lower price is possible. 

    Why Is This Service Valuable to You As a Policyholder? 

    This service not only will save you money, it will save you time as well.  You could spend many hours or even days of time shopping around for insurance.  

    As an independent insurance agency we have access to the top insurance companies offering insurance in the area and when you receive that inevitable price increase we can help you find companies offering lower rates. 

    That is our promise to you and that is why you should seriously consider allowing our agency to care for your insurance needs. 

    Why not call us today to learn how you can take advantage of this exclusive service provided by our agency? 

    Our office number is 337-514-2153.

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