• House Insurance Rayne La 

    House Insurance Rayne La – Insurance Protection From a Name You Can Trust!

    House Insurance Rayne La If you are looking for Automobile or House Insurance in Rayne Louisiana look to the protection team of Hearod-Lyons Insurance Group. 

    We are a leading independent agency in Rayne Louisiana offering highly competitive insurance products from top-rated companies. 

    Call us today by dialing 337-514-2153 or if you find our website after normal business hours feel free to use our online rate quote system that is available 24/7 when clicking on any link below: 

    House Insurance Rayne La – Make Sure You Are Fully Protected! 

    Insurance is inherently complicated and the biggest mistake policyholders make is assuming coverage is identical between companies or that what you have is sufficient to cover claims and accidents you may be found legally liable for. 

    We take an educational approach. We like to use claim scenarios, some of which are completely fictitious and others are true but the names and circumstances have been changed. 

    In a previous post we learned about Bradley Hunter, his two teenage two sons Alexander and Mitchell, plus a friend of his boys’ named Tony Howser. 

    A life altering injury happened to Tony on Bradley’s property involving an ATV accident. You can read about this account by clicking on Rayne La Home Insurance to learn the particulars of the accident. 

    The parents filed a $2 million lawsuit against Bradley and his wife. Tony’s parents based their lawsuit on something called Negligent Supervision of a minor. 

    Tony’s injury was of course a tragedy. He will never be able to walk again. A $2 million lawsuit is a scary thing, too. 

    As soon as Bradley Hunter was served the lawsuit papers he contacted his agent, a claim was set up, and within a few days an attorney from their insurance company named Joseph Ernst called explaining that they were investigating the claim. 

    A few days later Joseph called back to let Bradley know they had hired a local defense attorney to handle the case. 

    Bradley asked Joseph if his $2,000,000 umbrella that he purchased years ago would be used to pay the claim. The attorney explained to Bradley that his home insurance liability coverage would extend first to any possible settlements. 

    Joseph encouraged Bradley to cooperate fully with the law firm. 

    In our next post we will learn what happened with the lawsuit. 

    House Insurance Rayne La – Buy the Right Coverage or Face Out of Pocket Expenses. 

    It is so important to ensure you purchase sufficient coverage for your needs. Buying the wrong coverage or amount may lead to dire financial circumstances for yourself. 

    For this reason speak to the protection team of Hearod-Lyons Insurance Group and ask us about our coverage checklists. 

    Our coverage checklist can help point out deficiencies in your overall insurance plan. 

    Call to speak with our licensed agents at 337-514-2153 or feel free to use our online rate system that is available seven days per week, 24 hours per day when clicking the link below for your individual needs: 

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    Landlord Insurance Rayne

    Posted on December 6, 2016 by WIN Admin

    Landlord Insurance Rayne – Great Rates Can Be Found Here! If you own any type of investment properties in Louisiana including single-family residential units or apartment buildings and you’re looking for superior rates and coverage on Landlord Insurance in Rayne Louisiana or the surrounding areas make sure to reach out to the Landlord Specialist at […]

    Landlord Insurance Kaplan Louisiana

    Posted on November 28, 2016 by WIN Admin

    Landlord Insurance Kaplan Louisiana – Great Coverage is Available! Do you own single-family homes or apartment buildings for rent in Kaplan Louisiana or the surrounding areas? Are you looking for Landlord Insurance in Kaplan Louisiana? Call Hearod-Lyons Insurance Group at 800-228-8291 for the top rates, friendly service, and sound advice. Whether you rent out apartment complexes […]

    Automobile Insurance Rayne Louisiana

    Posted on November 22, 2016 by WIN Admin

    Automobile Insurance Rayne Louisiana – Same Day Coverage!  If you are searching for Homeowners or Automobile Insurance in Rayne Louisiana or the nearby areas you have found the right company!  The Hearod-Lyons Insurance Group is a leading independent agency offering highly competitive rates on personal and commercial insurance in Louisiana and we offer same-day coverage.  […]

    Automobile Insurance Kaplan Louisiana

    Posted on November 16, 2016 by WIN Admin

    Automobile Insurance Kaplan Louisiana – Better Coverage Awaits! Do you want better coverage, service, and pricing on Automobile Insurance in Kaplan Louisiana compared to what you have currently? If so then why not speak to the agents of Hearod-Lyons Insurance Group? Call us right now at 337-514-2153 and one of our friendly agents will be happy […]

    The Hearod-Lyons Coverage Checklist

    Posted on November 11, 2016 by WIN Admin

    What Is the Hearod-Lyons Coverage Checklist and How Can It Help You to Find Hidden Gaps in Your Insurance Protection? I would like to share with you an important service we offer to our policyholders that can help you discover the hidden gaps in your insurance protection.  The first step necessary to discover potential gaps in […]