Auto Insurance Rayne La – Online Quotes in 5 Minutes or Less!
When you need a better deal on Home or Auto insurance in Rayne Louisiana or any of the surrounding areas you can count on the Hearod-Lyons Insurance Group.
Use our online rate quote system and in five minutes or less you will have money-saving quotes from top-rated companies in our area by clicking the below link:
Our online rate system is available 7 days per week, twenty four hours per day.
Or feel free to speak with one of our licensed representatives by calling 337-514-2153 Monday through Friday 8:30 AM to 4:30 PM Central Standard Time.
Auto Insurance Rayne La – Is This Covered by Your Insurance?
Let’s consider a fictitious claim scenario to see whether or not this would be covered by the typical Louisiana Auto Insurance Policy.
Steve and Randy Jackson are brothers – brothers who are always coming up with some kind of harebrained idea to make money so they can quit their factory job.
They see an ad on Facebook from a company offering transportation locally and they decide they can do something better. They call their business PUD After Hours Transportation (PUD stands for Picking Up Drunks).
Their preferred customers are those who frequent bars and nightclubs.
For 15 bucks Steve or Randy will take you any place in the city as long as you don’t mind riding in the back of Randy’s rusted out 1987 pickup truck.
They can fit up to eight passengers in the pickup truck but it is a particularly busy Friday night so they squeeze 10 passengers in as they are making a run.
One of the passengers is named Reggie and he was three sheets to the wind after drinking all night long. Reggie’s buddies paid Randy $15 bucks to take him home.
After about five minutes in the back of Randy’s pickup truck Reggie gets sick causing the other passengers who were not passed out to scramble for safety.
Randy in his rear-view window notices a bit of commotion and pounds on the sliding glass window telling the guys to settle down.
Randy then hits a huge pothole in the road and Reggie who was leaning over the side of the truck falls out and lands in a ditch.
The other drunks in the back shout at Randy to stop the truck to go back and get Reggie.
Reggie is knocked out cold. They take him up to the local emergency room but it appears that he’s okay other than a broken left arm.
Reggie gets a bill for $10,000 from the emergency room and sends the bill to Randy expecting him to pay.
Randy turns a claim into his insurance policy because he’s got $10,000 of coverage for medical payments.
Will his policy pay?
We will consider that in our next article.
Auto Insurance Rayne La – Great Rates from Our Local Agency.
The Hearod-Lyons Insurance Group is a leading independent agency offering great rates and remarkable service from top-rated companies in our area.
Don’t buy insurance from an agent representing only one company. Our independent agency can help you find a great rate you will be satisfied with.
You can call and speak with one of our licensed agents by dialing 337-514-2153 or you can use our convenient online rate quote system that is available around the clock when you click the below link:auto insurance in Rayne Louisiana, Auto Insurance Rayne La, Louisiana Auto Insurance, Louisiana Auto Insurance Policy, Rayne Louisiana Auto Insurance
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