• Auto Insurance Rayne La

    Auto Insurance Rayne La – Online Quotes in 5 Minutes or Less! 


    Auto Insurance Rayne LaWhen you need a better deal on Home or Auto insurance in Rayne Louisiana or any of the surrounding areas you can count on the Hearod-Lyons Insurance Group. 

    Use our online rate quote system and in five minutes or less you will have money-saving quotes from top-rated companies in our area by clicking the below link: 

    Rayne Louisiana Auto Insurance

    Our online rate system is available 7 days per week, twenty four hours per day. 

    Or feel free to speak with one of our licensed representatives by calling 337-514-2153 Monday through Friday 8:30 AM to 4:30 PM Central Standard Time. 

    Auto Insurance Rayne La – Is This Covered by Your Insurance? 

    Let’s consider a fictitious claim scenario to see whether or not this would be covered by the typical Louisiana Auto Insurance Policy. 

    Claims Scenario:

    Steve and Randy Jackson are brothers – brothers who are always coming up with some kind of harebrained idea to make money so they can quit their factory job. 

    They see an ad on Facebook from a company offering transportation locally and they decide they can do something better. They call their business PUD After Hours Transportation (PUD stands for Picking Up Drunks). 

    Their preferred customers are those who frequent bars and nightclubs. 

    For 15 bucks Steve or Randy will take you any place in the city as long as you don’t mind riding in the back of Randy’s rusted out 1987 pickup truck. 

    They can fit up to eight passengers in the pickup truck but it is a particularly busy Friday night so they squeeze 10 passengers in as they are making a run. 

    One of the passengers is named Reggie and he was three sheets to the wind after drinking all night long. Reggie’s buddies paid Randy $15 bucks to take him home. 

    After about five minutes in the back of Randy’s pickup truck Reggie gets sick causing the other passengers who were not passed out to scramble for safety. 

    Randy in his rear-view window notices a bit of commotion and pounds on the sliding glass window telling the guys to settle down. 

    Randy then hits a huge pothole in the road and Reggie who was leaning over the side of the truck falls out and lands in a ditch.

    The other drunks in the back shout at Randy to stop the truck to go back and get Reggie.

    Reggie is knocked out cold. They take him up to the local emergency room but it appears that he’s okay other than a broken left arm. 

    Reggie gets a bill for $10,000 from the emergency room and sends the bill to Randy expecting him to pay. 

    Randy turns a claim into his insurance policy because he’s got $10,000 of coverage for medical payments. 

    Will his policy pay? 

    We will consider that in our next article. 

    Auto Insurance Rayne La – Great Rates from Our Local Agency. 

    The Hearod-Lyons Insurance Group is a leading independent agency offering great rates and remarkable service from top-rated companies in our area. 

    Don’t buy insurance from an agent representing only one company. Our independent agency can help you find a great rate you will be satisfied with. 

    You can call and speak with one of our licensed agents by dialing 337-514-2153 or you can use our convenient online rate quote system that is available around the clock when you click the below link:

    Rayne Louisiana Auto Insurance

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    Landlord Insurance Rayne

    Posted on December 6, 2016 by WIN Admin

    Landlord Insurance Rayne – Great Rates Can Be Found Here! If you own any type of investment properties in Louisiana including single-family residential units or apartment buildings and you’re looking for superior rates and coverage on Landlord Insurance in Rayne Louisiana or the surrounding areas make sure to reach out to the Landlord Specialist at […]

    Landlord Insurance Kaplan Louisiana

    Posted on November 28, 2016 by WIN Admin

    Landlord Insurance Kaplan Louisiana – Great Coverage is Available! Do you own single-family homes or apartment buildings for rent in Kaplan Louisiana or the surrounding areas? Are you looking for Landlord Insurance in Kaplan Louisiana? Call Hearod-Lyons Insurance Group at 800-228-8291 for the top rates, friendly service, and sound advice. Whether you rent out apartment complexes […]

    Automobile Insurance Rayne Louisiana

    Posted on November 22, 2016 by WIN Admin

    Automobile Insurance Rayne Louisiana – Same Day Coverage!  If you are searching for Homeowners or Automobile Insurance in Rayne Louisiana or the nearby areas you have found the right company!  The Hearod-Lyons Insurance Group is a leading independent agency offering highly competitive rates on personal and commercial insurance in Louisiana and we offer same-day coverage.  […]

    Automobile Insurance Kaplan Louisiana

    Posted on November 16, 2016 by WIN Admin

    Automobile Insurance Kaplan Louisiana – Better Coverage Awaits! Do you want better coverage, service, and pricing on Automobile Insurance in Kaplan Louisiana compared to what you have currently? If so then why not speak to the agents of Hearod-Lyons Insurance Group? Call us right now at 337-514-2153 and one of our friendly agents will be happy […]

    The Hearod-Lyons Coverage Checklist

    Posted on November 11, 2016 by WIN Admin

    What Is the Hearod-Lyons Coverage Checklist and How Can It Help You to Find Hidden Gaps in Your Insurance Protection? I would like to share with you an important service we offer to our policyholders that can help you discover the hidden gaps in your insurance protection.  The first step necessary to discover potential gaps in […]