Auto Insurance Crowley La – Call Us Now!
If you’re searching for Home or Auto Insurance in Crowley La or the nearby areas you have come to the right company!
Hearod-Lyons Insurance Group is a leading Independent Agency in Crowley Louisiana offering quality insurance solutions all over the State of Louisiana.
Call us now by dialing 337-514-2153 during normal business hours, (8:30AM – 4:30PM) or you can receive an online rate quote 24 hours a day for Home or Car Insurance by clicking on Auto Insurance Crowley La.
In 5 minutes or less you will receive quotes from a number of top insurance companies using our online comparative rater.
Our friendly and knowledgeable agents are available to field calls, answer questions, and issue the insurance protection you need.
Never Assume Insurance Covers Every Claim Event – Part 2.
This post is a continuation in our discussions about exclusions of coverage. To recap, exclusions of coverage are specific claim events in which coverage would not be provided by your insurance company.
As was mentioned in our previous article, a shocking number of American drivers engage in driving behaviors that are not covered by their personal auto insurance policies as indicated by the exclusions of coverage, and many of them don’t even know it until they learn the hard way!
The surest way to safeguard yourself from engaging in activity that is outside the scope of your coverage is to read your policy thoroughly.
We really can’t stress that enough.
Let’s return to our pizza delivery coverage scenario that demonstrates the pitfalls of not understanding what is not covered under the personal auto insurance policy.
Auto Insurance Crowley Louisiana – Claims Scenario Part 2.
When last we saw Ricky Rabbit, teenage delivery driver for Groucho’s Pizza and Subs, he had just caused an auto accident while on the job.
Miraculously, neither driver is injured, but the cars are both totaled.
Since Ricky’s car is under his parents’ auto insurance policy they file the insurance claim right away.
They’re disappointed in their son for being so reckless on the road, but thank goodness they have full coverage on their son’s vehicle with high liability limits on their car insurance policy as the vehicle Ricky hit and totaled was a brand new Mercedes Benz worth over $50,000!
More bad news arrives in their mail box two weeks later on a blustery Saturday morning when the Rabbit family receives a letter from their insurance provider detailing the results of the claim investigation.
In short, their claim has been denied. Their insurance company is refusing to pay for the damage to their son’s car or the new Mercedes Benz he totaled because of the accident.
What is more, their insurance company recommends they hire an attorney as the other party had mentioned they were going to sue Ricky and their parents.
Tune in next time where we’ll take a look at the language of the Rabbits’ policy to understand why they received a claim denial.
Auto Insurance Crowley La – Great Rates Are One Call or Click Away!
Insurance is complicated and the need for a good agent can’t be emphasized enough.
If you need any kind of Home or Auto insurance in Crowley Louisiana and the surrounding areas contact the agents at Hearod-Lyons Insurance Group.
We are a leading Independent Agency in Crowley Louisiana and are able to help you pinpoint the auto insurance coverage you require.
We also provide coverage in the nearby local areas. Click on your area below:
- Roberts Cove Louisiana Car Insurance
- Rayne Louisiana Auto Insurance
- Car Insurance Egan Louisiana
- Estherwood Louisiana Car Insurance
- Morse Louisiana Auto Insurance
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